Health · Free tool
Ayushman Bharat Eligibility
PM-JAY provides ₹5 lakh annual family floater health cover at empanelled hospitals. Eligibility is based on SECC-2011 deprivation (rural) or occupational (urban) criteria. Verify final eligibility on the PMJAY portal.
₹5 lakh annual family floater health cover at empanelled hospitals.
Final eligibility is based on SECC-2011 list. Verify on PMJAY portal with mobile + ration card.
FAQ
How do I check final eligibility?
Visit pmjay.gov.in → "Am I Eligible?" → enter mobile + ration card / RSBY URN. Or call 14555 toll-free.
Does PMJAY cover OPD or only hospitalisation?
Inpatient (hospitalisation) only. Pre + post hospitalisation expenses are covered for 3 / 15 days. Some states added OPD via state schemes integrated with PMJAY.
Which hospitals accept PMJAY?
~26,000 empanelled hospitals across India — both govt and private. Find via PMJAY portal "Hospital" tab. Cashless treatment, no upfront payment.