Daily · Free tool
Cheque Validity Checker
RBI's 3-month rule: a cheque is valid for 3 calendar months from the date written. Beyond that, it's "stale" — the bank will return it.
Valid ✓
Valid for 92 more day(s) (until 6/8/2026).
FAQ
What if the cheque is dated before today (back-dated)?
Back-dated is normal — it's just a cheque dated earlier than presentation. It's valid as long as the date is within 3 months of presentation.
Can I deposit a stale cheque?
The bank will return it with "cheque is stale-dated". Ask the issuer for a fresh cheque. Stale cheques have no legal value.
Is "Account Payee" crossing important?
Yes — "A/c Payee" means only the named payee can deposit, not transfer or cash. Removes the risk of theft / fraud. Always cross cheques you issue.